First State Bank

First State Bank

www.hud.gov

www.fdic.gov

First Bank is participating in the FDIC�s Transaction Account Guarantee Program. Under the program, through June 30 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC�s general deposit insurance rules. (NOW Accounts are not eligible.)

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	Investment Center A few of First State Bank�s investment accounts and services include; IRAs, CD�s, and Savings Bonds to tailor to your unique needs as an investor. We offer a diverse range of rates and terms for our IRAs and CD�s. Individual Retirement Accounts Certificates of Deposit Savings Bonds Individual Retirement Accounts First State Bank�s individual retirement accounts are FDIC insured and can be opened as a savings styled or CD styled account. The savings styled account can be opened with as little as $100 and the CD styled account can be opened with as little as $500. The interest compounds on a tax-deferred basis (consult your tax advisor). There is a fee of $25 per transfer to transfer funds out of the bank. We offer highly competitive rates and terms for our IRAs, so contact us today to open your IRA at First State Bank! (back to top) � Certificates of Deposit First State Bank�s certificates of deposit are FDIC insured and can be opened with as little as $500. We offer a variety of terms, ranging from 1 month to 4 years. Our CD�s are automatically renewable. Interest is compounded quarterly and the interest can be withdrawn as frequently as monthly. Our rates are highly competitive so please contact us today to open your CD with First State Bank! (back to top) � Savings Deposit Savings Bonds are a safe, affordable, convenient way to save money with competitive rates and tax advantages. Also, check out www.savingsbonds.gov to find out more information about I Bonds and Series EE Bonds or to order a savings bond online. The online calculators found on this site will be useful to find the value of your current Savings Bonds or to help you plan for your future savings. (back to top)